# Core Banking Readiness Assessment

*You want change? Let's make sure you're ready.*

An independent, evidence-based go/no-go on your core banking platform decision, from people who have delivered core banking change.

## Independent validation of your core banking readiness

We give core banking decision-makers an independent, evidence-based go/no-go
before they commit.

Before you sign off on a core banking transition, someone needs to stress-test
the business case who isn't the vendor, the systems integrator, or your own
team marking its own homework. That's what we do: an independent assessment of
product fit and technical readiness, backed by direct experience delivering
core banking change in Australia and New Zealand.

We run readiness assessments for:

- 10x
- Thought Machine
- Engine by Starling
- Mambu
- Pennant Technologies

## Everyone who's told you what this will take has a stake in the answer

- **Your due diligence marked its own homework**: You've likely already run a proof of concept and due diligence, but it was validated by the same people who built it.
- **Vendor claims are hard to verify**: Claims about platform fit and roadmap are hard to independently verify without hands-on delivery experience.
- **A wrong call is expensive**: A core banking programme is a significant budget and time commitment. Getting the readiness call wrong mid-programme is expensive and hard to walk back.
- **Your board expects an independent view**: Your board or risk committee needs a documented, independent view before releasing budget, increasingly expected under APRA operational-resilience scrutiny.

## We stress-test the business case before you bet the budget on it

- **Independent findings**: We have no referral fee and no reseller arrangement with any core banking vendor. Our recommendation follows the evidence, wherever it points.
- **Practitioner-led**: Run by people who have delivered core banking platforms, not a generic framework or tick-box benchmark.
- **Product fit mapping**: Your specific products mapped against your shortlisted platform's current Australian capability and upcoming roadmap.
- **Technology readiness**: Your technology assessed against what an implementation on that platform actually demands.
- **A clear recommendation**: Proceed, proceed with conditions, or defer.
- **Fixed price and timeline**: You know the cost and the end date before you start.

## Six steps from kick-off to a confident decision

1. **Mobilise**: Scope confirmed, sponsor aligned, engagement kicked off.
2. **Product review**: We work with you to understand your product requirements.
3. **Platform mapping**: Your requirements against the platform's current capability and roadmap.
4. **Technology review**: Integration, orchestration and API readiness assessed against what delivery will actually demand.
5. **Synthesis and scoring**: Findings consolidated into a structured, evidence-based recommendation.
6. **Readiness report and debrief**: Delivered to your sponsor and leadership team, with time for questions.

## A fixed-price answer your board can act on

- **<1%** of project spend. The assessment costs less than 1% of a typical core banking programme. Think of it as the insurance policy for the decision.
- **6** weeks, fixed-price. From kick-off to a boardroom-ready recommendation.
- **2** products plus technical readiness. Independently stress-tested in a single engagement.

## FAQ

**We've already done our own POC and due diligence. Why do we need you?**

Big project spend deserves independent validation. An internal proof of concept tells you it can work; an independent stress-test tells you what it will actually take, and gives your board a view that didn't originate inside the programme asking for the budget.


**Why should we trust you? Are you a reseller?**

No. We have no commercial arrangement with any of the platforms we assess, no referral fee, and no revenue share on licence sales. We don't benefit if you proceed. Our recommendation follows the evidence, including if that evidence points to "not yet".


**You don't understand our business. How can you know if we're ready?**

We don't start from a generic benchmark. The assessment is built around your specific products and technology environment, mapped against what an implementation on your chosen platform actually demands, combined with our own hands-on core banking delivery experience in the Australian and New Zealand market.


**What if our platform isn't on your list?**

Tell us which platform you're weighing. We bring the same independent, evidence-based approach to any core banking decision.

## Weighing a core banking platform decision?

Talk to the Digizoo team through the contact form: https://www.digizoo.com.au/#contact